THE WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly preferring to digital channels for their financial needs. This shift has led to a decrease in branch locations, and many institutions are consolidating existing branches to optimize cos

Free cash flow (FCF) serves as a crucial metric for investors and business leaders alike. It reflects the real cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can suggest a healthy and sustainable how to calculate free cash flow business, capable of investing. Understanding how t